<?xml version="1.0" encoding="utf-8"?>
		<rss version="2.0">
		  <channel>
				<title><![CDATA[ICA Housing - Articles]]></title>
				<link>http://www.ica.coop/al-housing</link>
				<description />
				<language>en-us</language>
				<copyright><![CDATA[http://www.ica.coop/al-housing]]></copyright>
				<generator>N/A</generator>
				<webMaster>cfv@australia.coop</webMaster>
				<lastBuildDate>Thu, 09 Sep 2010 23:59:54 EDT</lastBuildDate>
			
				<ttl>20</ttl>

					<item>
					  <title><![CDATA[ICA Housing e-bulletin - Issue 5 Summer 2010]]></title>
					  <link>http://www.ica.coop/al-housing/articles/252/1/ICA-Housing-e-bulletin---Issue-5-Summer-2010/Page1.html</link>
					  <description><![CDATA[
<p style="margin: 0in 0in 0pt; font-family: Arial; font-weight: bold;" class="MsoNormal">In this issue:</p><p style="margin: 0in 0in 0pt; font-family: Arial;" class="MsoNormal"><link rel="File-List" href="file:///C:%5CDOCUME%7E1%5Cjane.CDS%5CLOCALS%7E1%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_filelist.xml"><link rel="themeData" href="file:///C:%5CDOCUME%7E1%5Cjane.CDS%5CLOCALS%7E1%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_themedata.thmx"><link rel="colorSchemeMapping" href="file:///C:%5CDOCUME%7E1%5Cjane.CDS%5CLOCALS%7E1%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_colorschememapping.xml"><!--[if gte mso 9]><xml>
 <w:WordDocument>
  <w:View>Normal</w:View>
  <w:Zoom>0</w:Zoom>
  <w:TrackMoves/>
  <w:TrackFormatting/>
  <w:DoNotShowRevisions/>
  <w:DoNotPrintRevisions/>
  <w:DoNotShowComments/>
  <w:DoNotShowInsertionsAndDeletions/>
  <w:DoNotShowPropertyChanges/>
  <w:PunctuationKerning/>
  <w:ValidateAgainstSchemas/>
  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
  <w:IgnoreMixedContent>false</w:IgnoreMixedContent>
  <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
  <w:DoNotPromoteQF/>
  <w:LidThemeOther>EN-GB</w:LidThemeOther>
  <w:LidThemeAsian>X-NONE</w:LidThemeAsian>
  <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
  <w:Compatibility>
   <w:BreakWrappedTables/>
   <w:SnapToGridInCell/>
   <w:WrapTextWithPunct/>
   <w:UseAsianBreakRules/>
   <w:DontGrowAutofit/>
   <w:SplitPgBreakAndParaMark/>
   <w:DontVertAlignCellWithSp/>
   <w:DontBreakConstrainedForcedTables/>
   <w:DontVertAlignInTxbx/>
   <w:Word11KerningPairs/>
   <w:CachedColBalance/>
  </w:Compatibility>
  <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>
  <m:mathPr>
   <m:mathFont m:val="Cambria Math"/>
   <m:brkBin m:val="before"/>
   <m:brkBinSub m:val="--"/>
   <m:smallFrac m:val="off"/>
   <m:dispDef/>
   <m:lMargin m:val="0"/>
   <m:rMargin m:val="0"/>
   <m:defJc m:val="centerGroup"/>
   <m:wrapIndent m:val="1440"/>
   <m:intLim m:val="subSup"/>
   <m:naryLim m:val="undOvr"/>
  </m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
  DefSemiHidden="true" DefQFormat="false" DefPriority="99"
  LatentStyleCount="267">
  <w:LsdException Locked="false" Priority="0" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
  <w:LsdException Locked="false" Priority="1" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 1"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 2"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 3"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 4"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 5"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 6"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 7"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 8"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 9"/>
  <w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
  <w:LsdException Locked="false" Priority="10" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Title"/>
  <w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
  <w:LsdException Locked="false" Priority="11" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
  <w:LsdException Locked="false" Priority="22" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
  <w:LsdException Locked="false" Priority="20" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
  <w:LsdException Locked="false" Priority="59" SemiHidden="false"
   UnhideWhenUsed="false" Name="Table Grid"/>
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
  <w:LsdException Locked="false" Priority="1" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 1"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
  <w:LsdException Locked="false" Priority="34" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
  <w:LsdException Locked="false" Priority="29" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
  <w:LsdException Locked="false" Priority="30" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 1"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 2"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 2"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 3"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 3"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 4"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 4"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 5"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 5"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 6"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 6"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
  <w:LsdException Locked="false" Priority="19" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
  <w:LsdException Locked="false" Priority="21" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
  <w:LsdException Locked="false" Priority="31" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
  <w:LsdException Locked="false" Priority="32" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
  <w:LsdException Locked="false" Priority="33" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
  <w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
  <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
 </w:LatentStyles>
</xml><![endif]--><style>
<!--
 /* Font Definitions */
 @font-face
	{font-family:"Cambria Math";
	panose-1:2 4 5 3 5 4 6 3 2 4;
	mso-font-charset:0;
	mso-generic-font-family:roman;
	mso-font-pitch:variable;
	mso-font-signature:-1610611985 1107304683 0 0 159 0;}
@font-face
	{font-family:Calibri;
	panose-1:2 15 5 2 2 2 4 3 2 4;
	mso-font-charset:0;
	mso-generic-font-family:swiss;
	mso-font-pitch:variable;
	mso-font-signature:-1610611985 1073750139 0 0 159 0;}
@font-face
	{font-family:Georgia;
	panose-1:2 4 5 2 5 4 5 2 3 3;
	mso-font-charset:0;
	mso-generic-font-family:roman;
	mso-font-pitch:variable;
	mso-font-signature:647 0 0 0 159 0;}
 /* Style Definitions */
 p.MsoNormal, li.MsoNormal, div.MsoNormal
	{mso-style-unhide:no;
	mso-style-qformat:yes;
	mso-style-parent:"";
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:10.0pt;
	margin-left:0cm;
	line-height:115%;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:"Calibri","sans-serif";
	mso-fareast-font-family:Calibri;
	mso-bidi-font-family:"Times New Roman";
	mso-ansi-language:FR-CA;
	mso-fareast-language:EN-US;}
p.TableofContentsEntry, li.TableofContentsEntry, div.TableofContentsEntry
	{mso-style-name:"Table of Contents Entry";
	mso-style-priority:99;
	mso-style-unhide:no;
	margin-top:0cm;
	margin-right:0cm;
	margin-bottom:6.0pt;
	margin-left:10.8pt;
	text-indent:-10.8pt;
	mso-pagination:widow-orphan;
	tab-stops:list 10.8pt;
	font-size:10.0pt;
	font-family:"Georgia","serif";
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-bidi-font-family:"Times New Roman";
	color:white;}
.MsoChpDefault
	{mso-style-type:export-only;
	mso-default-props:yes;
	font-size:10.0pt;
	mso-ansi-font-size:10.0pt;
	mso-bidi-font-size:10.0pt;
	mso-ascii-font-family:Calibri;
	mso-fareast-font-family:Calibri;
	mso-hansi-font-family:Calibri;}
@page WordSection1
	{size:612.0pt 792.0pt;
	margin:72.0pt 72.0pt 72.0pt 72.0pt;
	mso-header-margin:36.0pt;
	mso-footer-margin:36.0pt;
	mso-paper-source:0;}
div.WordSection1
	{page:WordSection1;}
-->
</style><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-qformat:yes;
	mso-style-parent:"";
	mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
	mso-para-margin:0cm;
	mso-para-margin-bottom:.0001pt;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:"Arial","sans-serif";
	mso-fareast-font-family:Calibri;
	mso-fareast-theme-font:minor-latin;
	mso-fareast-language:EN-US;}
</style>
<![endif]-->

</p><ul><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">New ICA Housing Board<o:p></o:p></span></li><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">Board Vacancy<o:p></o:p></span></li><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">ICA Sectoral Organisation Discussions<o:p></o:p></span></li><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">CECODHAS<o:p></o:p></span></li><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">ILO Resolution 193<o:p></o:p></span></li><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">Bringing Democracy Home <o:p></o:p></span></li><li><span style="" arial="" ,="" sans-serif="" ;="" color:="" windowtext;="">ICA Housing &#8211; 2 day symposium:&nbsp;
October 2010<o:p></o:p></span></li></ul><p style="margin: 0in 0in 0pt; font-family: Arial;" class="MsoNormal">













</p><p style="margin: 0in 0in 0pt;" class="MsoNormal"><a href="http://www.ica.coop/al-housing/articles/252/1/ICA-Housing-e-bulletin---Issue-5-Summer-2010/Page1.html">Click here to read newsletter...</a></p><p style="margin: 0in 0in 0pt;" class="MsoNormal"><br/></p><p style="margin: 0in 0in 0pt;" class="MsoNormal"><a href="../../articles/248/1/ICA-Housing-E-Bulletin-4---OctNov-2009-/Page1.html"><br/></a></p>]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Thu, 17 Jun 2010 10:31:21 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/252/1/ICA-Housing-e-bulletin---Issue-5-Summer-2010/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[Financing Housing Co-operatives in a Credit Crunch]]></title>
					  <link>http://www.ica.coop/al-housing/articles/251/1/Financing-Housing-Co-operatives-in-a-Credit-Crunch/Page1.html</link>
					  <description><![CDATA[
<p class="MsoNormal" style="margin: 0cm 0cm 0pt;"><span style="font-size: 10pt;"><font face="Arial"><span style="font-size: 10pt;"><font face="Arial"><font color="#000000"><span style="font-size: 10pt; font-family: Arial;"><strong>Financing the development of housing co-operatives is a challenge and more so in time of financial restrictions and uncertainty.</strong><defanghtml_span style="">&nbsp; </defanghtml_span></span><br/></font><br/></font></span>ICA Housing Members discussed the issue during the Seminar held in November 2009 in Geneva.<defanghtml_span style="">&nbsp; </defanghtml_span>Five presentations were made by ICA Housing members showing interesting and innovative initiatives.<defanghtml_span style="">&nbsp; <br/><br/></defanghtml_span>Also included is a presentation made by&nbsp;Ancab - Legacoop&nbsp;at the Cecodhas meeting&nbsp;in September 2009.<br/><br/><a href="http://www.ica.coop/al-housing/attachments/Impact%20of%20the%20financial%20crisis%20on%20housing%20coops%20in%20Europe%20-%20Hachmann.pdf">Impact of the financial crisis on housing coops in Europe - Hachmann</a><br/><br/><a href="http://www.ica.coop/al-housing/attachments/leveraging%20assets%20to%20reduce%20borrowing%20costs%20-%20David%20Rodgers.pdf">Leveraging assets to reduce borrowing costs - David Rodgers</a><br/><br/><a href="http://www.ica.coop/al-housing/attachments/The%20effects%20of%20recession%20on%20Canadian%20housing%20co-operatives%20-%20Nick%20Gazzard.pdf">The effects of recession on Canadian housing co-operatives - Nick Gazzard</a><br/><br/><a href="http://www.ica.coop/al-housing/attachments/Combination%20of%20a%20Housing%20Coop%20with%20a%20Saving%20Institution%20-%20Franz-Bernd%20Grosse-Wilde.pdf">Combination of a Housing Coop with a Saving Institution - Franz-Bernd Grosse-Wilde</a><br/><br/><a href="http://www.ica.coop/al-housing/attachments/SVW%20-%20Stephan%20Schwitter.pdf">SVW - Stephan Schwitter</a><br/><br/><a href="http://www.ica.coop/al-housing/attachments/National%20italian%20Housing%20plan%20-%20Luciano%20Caffini.pdf">National Italian Housing plan - Luciano Caffini</a></font></span></p>]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Tue, 09 Feb 2010 11:52:48 EST</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/251/1/Financing-Housing-Co-operatives-in-a-Credit-Crunch/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[New Interactive ICA Housing Member Map]]></title>
					  <link>http://www.ica.coop/al-housing/articles/249/1/New-Interactive-ICA-Housing-Member-Map/Page1.html</link>
					  <description><![CDATA[We have just activated a new page that replaces the old member list with a dynamic map populated by a new database that allows for easier access to information on ICA Housing Members and ICA Housing Co-operative around the world. Visitors can now search on a variety of categories, competencies, and countries.<br/><br/><a href="http://www.chfcanada.coop/icahousing/pages/membersearch.asp">Please browse over to the new interface and enjoy the new and improved experience.</a> ]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Fri, 13 Nov 2009 11:23:50 EST</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/249/1/New-Interactive-ICA-Housing-Member-Map/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing E-Bulletin #4 - Oct/Nov 2009 ]]></title>
					  <link>http://www.ica.coop/al-housing/articles/248/1/ICA-Housing-E-Bulletin-4---OctNov-2009-/Page1.html</link>
					  <description><![CDATA[<a href="http://www.ica.coop/al-housing/articles/248/1/ICA-Housing-E-Bulletin-4---OctNov-2009-/Page1.html"></a>
<p style="MARGIN: 0in 0in 0pt" class="MsoNormal"><a href="http://www.ica.coop/al-housing/articles/248/1/ICA-Housing-E-Bulletin-4---OctNov-2009-/Page1.html">Click here to read newsletter...</a></p>]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Thu, 22 Oct 2009 16:56:38 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/248/1/ICA-Housing-E-Bulletin-4---OctNov-2009-/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing E-Bulletin #3 - Jul/Aug 2009]]></title>
					  <link>http://www.ica.coop/al-housing/articles/247/1/ICA-Housing-E-Bulletin-3---JulAug-2009/Page1.html</link>
					  <description><![CDATA[
<p><font style="BACKGROUND-COLOR: #ffffff" color="#0000ff"><a href="http://www.ica.coop/al-housing/articles/247/1/ICA-Housing-E-Bulletin-3/Page1.html">Click here to read the first ICA Housing E-Bulletin July/August 2009</a></font><font style="BACKGROUND-COLOR: #ffffff" color="#0000ff">.</font></p>]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Tue, 11 Aug 2009 12:37:05 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/247/1/ICA-Housing-E-Bulletin-3---JulAug-2009/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA GA Seminar]]></title>
					  <link>http://www.ica.coop/al-housing/articles/246/1/ICA-GA-Seminar/Page1.html</link>
					  <description><![CDATA[]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Mon, 10 Aug 2009 10:57:27 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/246/1/ICA-GA-Seminar/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[Housing Co-operatives in India]]></title>
					  <link>http://www.ica.coop/al-housing/articles/245/1/Housing-Co-operatives-in-India/Page1.html</link>
					  <description><![CDATA[<img title="" height="33" alt="" hspace="0" src="http://www.ica.coop/al-housing/content_images/india-flag.jpg" width="48" align="baseline" border="0"/><br/><a href="http://www.ica.coop/al-housing/attachments/Housing Cooperatives in India-FINAL.pdf">This profile describes the different types of housing co-operatives in India and the conditions under which they operate.</a> ]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Wed, 29 Jul 2009 16:20:08 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/245/1/Housing-Co-operatives-in-India/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[Housing Co-operatives in Pakistan]]></title>
					  <link>http://www.ica.coop/al-housing/articles/244/1/Housing-Co-operatives-in-Pakistan/Page1.html</link>
					  <description><![CDATA[<img title="" height="33" alt="" src="http://www.ica.coop/al-housing/content_images/pakistan-flag.gif" width="48" align="baseline" border="0"/><br/><a href="http://www.ica.coop/al-housing/attachments/Housing co-ops in Pakistan - final.pdf">This profile describes the different types of housing co-operatives in&nbsp;Pakistan and the conditions under which they operate.</a>]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Mon, 27 Jul 2009 16:59:11 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/244/1/Housing-Co-operatives-in-Pakistan/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[E-Bulletin #2 - Mar/Apr 2009]]></title>
					  <link>http://www.ica.coop/al-housing/articles/242/1/E-Bulletin-2---MarApr-2009/Page1.html</link>
					  <description><![CDATA[<a href="http://www.ica.coop/al-housing/articles/242/1/E-Bulletin-2---MarApr-2009/Page1.html">Click here to read ICA Housing E-Bulletin #2 Mar/Apr 2009.</a>]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Wed, 06 May 2009 10:21:21 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/242/1/E-Bulletin-2---MarApr-2009/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[Housing Co-operatives offer benefits to Senior Citizens ]]></title>
					  <link>http://www.ica.coop/al-housing/articles/241/1/Housing-Co-operatives-offer-benefits-to-Senior-Citizens-/Page1.html</link>
					  <description><![CDATA[<br/><img title="" height="200" alt="" src="http://www.ica.coop/al-housing/content_images/Pic1.JPG" width="300" align="baseline" border="0"/><br/>In a new series of articles about the many benefits co-operative housing provides to its members, we explore a Senior Citizen Housing Co-operative in Canada. <a href="http://www.ica.coop/al-housing/attachments/ica_article_Layout 1.pdf">Click here to read about their struggle and eventual success at building a housing co-operative that fits the unique needs of its members.</a> <a href="http://www.ica.coop/al-housing/attachments/ica_article_fr_Layout 1.pdf">Cliquez ici pour lire la version fran&ccedil;aise.</a>]]></description>
					  <author>no@spam.com (Matt Baker)</author>
					  <pubDate>Fri, 01 May 2009 10:42:31 EDT</pubDate>
					 <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/241/1/Housing-Co-operatives-offer-benefits-to-Senior-Citizens-/Page1.html</guid>
					</item>

				
				  </channel>
				</rss>
			