<?xml version="1.0" encoding="utf-8"?>
				<rss version="2.0">
				  <channel>
						<title><![CDATA[ICA Housing - News]]></title>
						<link>http://www.ica.coop/al-housing</link>
						<description />
						<language>en-us</language>
						<copyright><![CDATA[http://www.ica.coop/al-housing]]></copyright>
						<generator>N/A</generator>
						<webMaster>cfv@australia.coop</webMaster>
						<lastBuildDate>Tue, 07 Feb 2012 23:21:19 UTC</lastBuildDate>
						<ttl>20</ttl>

					<item>
					  <title><![CDATA[ICA Housing e-bulletin - Issue 8 Winter 2011/12]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[<!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-style-parent:"";
	line-height:115%;
	font-size:11.0pt;
	font-family:"Arial","sans-serif";}
</style>
<![endif]-->

<p>In This Issue</p>

<ul><li>The ICA General Assembly 2011</li><li>GA delegates vote in favour of ICA Housing resolution</li><li>Largest attendance at Plenary and Seminar</li><li>International Year of Co-ops 2012</li><li>Certified timber and other forest products Campaign</li><li>Governance Project for sound co-op housing governance</li><li>Publication of Country Housing Profiles</li><li>Global ICA Housing banner</li><li>Co-operative Development Conference 2012</li><li>Tell your story!</li><li>Next Meeting: Brussels</li></ul><p><a target="_blank" href="http://www.ica.coop/al-housing/articles/266/1/ICA-Housing-e-bulletin---Issue-8-Winter-201112/Page1.html">Click here</a> to read the newsletter or download a <a target="_blank" href="http://www.ica.coop/al-housing/attachments/ICA%20Housing%20bulletin%208%20final.pdf">pdf</a><br/></p>





















]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Wed, 18 Jan 2012 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing Meetings in Cancun - Getting ready for IYC 2012]]></title>
					  <link>http://www.ica.coop/al-housing/articles/265/1/Largest-attendance-ever-to-the-Plenary-and-Seminar-in-Cancun-Mexico---November-2011/Page1.html</link>
					  <description><![CDATA[<!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-style-parent:"";
	font-size:11.0pt;
	font-family:"Calibri","sans-serif";
	mso-fareast-font-family:"Times New Roman";
	mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]-->

<p>The
Board met in Cancun on November 15 for its last meeting in 2011.&nbsp;
In addition to the regular administrative matters and the final preparations for the next day&#8217;s Plenary and Seminar, the board
reviewed the work progress and the financial performance for the year.&nbsp;
The review of activities is available here.&nbsp;
2011 is ending with a positive financial result.&nbsp;
Thanks to TURKKENT for its generous contribution toward the
Istanbul Symposium and to CHF Canada and CDS Co-operatives for their in-kind
contribution allowing ICA Housing to maintain part-time staff. &nbsp;</p>





<p>The
Board meeting was also the occasion to put the finishing touches to ICA Housing's IYC
program to be presented to the members during the Plenary.&nbsp; <br/></p>

]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Tue, 17 Jan 2012 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/265/1/Largest-attendance-ever-to-the-Plenary-and-Seminar-in-Cancun-Mexico---November-2011/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing Seminar - Environment Sustainability and Climate Change:  Sustainable Sources of Timber and Forest Products]]></title>
					  <link>http://www.ica.coop/al-housing/categories/Calendar</link>
					  <description><![CDATA[<span style="font-weight: bold;"><img style="width: 175px; height: 245px;" title="" alt="" src="http://www.ica.coop/al-housing/content_images/cancun%20Housing%20Symposium%20-%20front%20cover%20final.jpg" align="Right" border="0" hspace="0" vspace="0"/>2-4pm 16 November 2011:&nbsp; Moon Palace Golf and Spa Resort, Cancun</span><br/><br/>Following up with the commitment made in October 2010 at the London Symposium <span style="font-style: italic;">Co-operatives Responses to the Climate Challenge</span>, the ICA Housing Board of Directors is pleased to present the Seminar on <span style="font-style: italic;">Environment Sustainabiltiy and Climate Change</span>.<br/><br/>]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Mon, 07 Nov 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing/categories/Calendar</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing Board meeting - Istanbul 2011: Business Focussed and Moving Testimony]]></title>
					  <link>http://www.ica.coop/al-housing/articles/261/1/ICA-Housing-Board-meeting---Istanbul-2011--Business-Focussed-and-Moving-Testimony/Page1.html</link>
					  <description><![CDATA[<span>The Board of Directors of ICA Housing met in Istanbul on June 27, 2011. Faithful to its commitment to open meetings and transparency, the board welcomed several guests coming from India, Pakistan, Egypt, and Turkey to its table.&nbsp; Click here to read more.....</span>]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Mon, 15 Aug 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing/articles/261/1/ICA-Housing-Board-meeting---Istanbul-2011--Business-Focussed-and-Moving-Testimony/Page1.html</guid>
					</item>

				

					<item>
					  <title><![CDATA[Site visit to Yeşilkent Mass Housing Project]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[
<p><span><img style="WIDTH: 291px; HEIGHT: 271px" title="" border="0" alt="" align="baseline" src="http://www.ica.coop/al-housing/content_images/Istanbull%20June%202011_1408%20web.jpg" width="448" height="300"/></span></p><span>
<p><span>As an introduction to the housing co-operative sector in Turkey, delegates at the Istanbul Symposium were given the opportunity to visit one of <span><a href="http://www.turkkent.coop/v2/">T&#252;rkkent</a></span>&#8217;s member co-ops, the Yeşilkent Mass Housing Project in the G&#252;rpınar, B&#252;y&#252;k&ccedil;ekmece District of İstanbul.&nbsp; </span></p><span>
<p><span>Completed in 2002, the scheme is a triumph of partnership working as 35 housing co-operatives under the Union of Yesilkent Housing C<span><img title="" border="0" alt="" align="right" src="http://www.ica.coop/al-housing/content_images/Istanbull%20June%202011_1357%20web.jpg" width="224" height="150"/></span>o-operatives manage 3,200 homes in 45 colourful tower blocks. At the Yesilkent Mass Housing Project, the tower blocks are based within a gated compound around a centre comprising a pretty waterfall, children&#8217;s beach playground, local caf&eacute; and small shops.</span></p>
<p><span>Kenan Yazici, manager, explained that the project, which was founded in 1991, started by making applications to </span><span>various municipalities and government agencies for land.In 1993, 200 hectares of land were assigned to them by G&#252;rpınar Municipality.&nbsp; Construction started in 1997. <br/></span><span><br/>Kenan explained that the large Marmara earth-quake in 1999 was a worrying time but, thankfully, the only damage was to the capillary walls on the ground floors of the buildings. After the earthquake, all the buildings were examined by İstanbul Technical University Housing and Earthquake Application and Research Center, which determined that "the buildings were free of damage and had the same security before the earth-quake".&nbsp; This was due to the fact that the materials and labour used for the project, and for the infrastructure works, was carried out to the highest standard, which unfortunately is not predominant in other construction around the city.</span></p>
<p><span>Features of the estate include all the technical infrastructure investments necessary for modern life, all of which were financed by the members without any support from local administration.These include:<span><img title="" border="0" alt="" align="baseline" src="http://www.ica.coop/al-housing/content_images/Yesilkent%20June%202011_1330web.jpg" width="224" height="150"/></span></span></p><span>
<ul>
<li>
<p><span>sewer works</span> </p>
</li><li>
<p><span>rain water canalisation</span> </p>
</li><li>
<p><span>post office department channel and cable works</span></p>
</li><li>
<p><span></span><span><span>water supply network</span> </span></p>
</li><li><span>
<p><span>low and medium voltage electric lines</span></p></span></li></ul>
<ul><span>
<p><span></span></p><span>
<li>
<p><span>7 transformer buildings serving all co-operatives </span></p>
</li><li>
<p><span>central cablesat system </span></p>
</li><li>
<p><span>3.500 underground car parking spaces monitored by a special controller with 24-hour security, CCTV</span></p></li></span></span></ul>
<p><span><span><img title="" border="0" alt="" align="right" src="http://www.ica.coop/al-housing/content_images/yesilkent%202011_1440%20web.jpg" width="224" height="150"/></span><br/>In the garden areas facilities include:</span></p><span>
<ul>
<li>
<p><span>childrens play parks</span></p>
</li><li>
<p><span>sports complexes </span></p>
</li><li>
<p><span>garden areas</span> </p>
</li><li>
<p><span>walking-tracks</span> </p>
</li><li>
<p><span>and social and cultural facilities </span></p></li></ul>
<p><span>The green areas are regularly irrigated and the trees and landscape areas well maintained. It is of note that, in comparison to other areas in İstanbul, the green area ratio of <span>Yeşilkent</span> is much higher.<br/></span><span><br/>ICA Housing board would like to thank members of the co-op, <span>T&#252;rkkent</span> and <span>Yeşilkent&#8217;s</span> manager, Kenan, for welcoming them to such an exemplar project.</span></p></span></span></span></span>]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Wed, 20 Jul 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing Board meeting and Symposium 2011 - Istanbul: Co-operative and Community-led Regeneration Partnerships]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[<!--[if gte mso 9]><xml>
 <w:WordDocument>
  <w:View>Normal</w:View>
  <w:Zoom>0</w:Zoom>
  <w:TrackMoves/>
  <w:TrackFormatting/>
  <w:DoNotShowRevisions/>
  <w:DoNotPrintRevisions/>
  <w:DoNotShowComments/>
  <w:DoNotShowInsertionsAndDeletions/>
  <w:DoNotShowPropertyChanges/>
  <w:PunctuationKerning/>
  <w:ValidateAgainstSchemas/>
  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
  <w:IgnoreMixedContent>false</w:IgnoreMixedContent>
  <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
  <w:DoNotPromoteQF/>
  <w:LidThemeOther>EN-GB</w:LidThemeOther>
  <w:LidThemeAsian>X-NONE</w:LidThemeAsian>
  <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
  <w:Compatibility>
   <w:BreakWrappedTables/>
   <w:SnapToGridInCell/>
   <w:WrapTextWithPunct/>
   <w:UseAsianBreakRules/>
   <w:DontGrowAutofit/>
   <w:SplitPgBreakAndParaMark/>
   <w:DontVertAlignCellWithSp/>
   <w:DontBreakConstrainedForcedTables/>
   <w:DontVertAlignInTxbx/>
   <w:Word11KerningPairs/>
   <w:CachedColBalance/>
  </w:Compatibility>
  <m:mathPr>
   <m:mathFont m:val="Cambria Math"/>
   <m:brkBin m:val="before"/>
   <m:brkBinSub m:val="--"/>
   <m:smallFrac m:val="off"/>
   <m:dispDef/>
   <m:lMargin m:val="0"/>
   <m:rMargin m:val="0"/>
   <m:defJc m:val="centerGroup"/>
   <m:wrapIndent m:val="1440"/>
   <m:intLim m:val="subSup"/>
   <m:naryLim m:val="undOvr"/>
  </m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
  DefSemiHidden="true" DefQFormat="false" DefPriority="99"
  LatentStyleCount="267">
  <w:LsdException Locked="false" Priority="0" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
  <w:LsdException Locked="false" Priority="9" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 1"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 2"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 3"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 4"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 5"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 6"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 7"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 8"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 9"/>
  <w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
  <w:LsdException Locked="false" Priority="10" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Title"/>
  <w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
  <w:LsdException Locked="false" Priority="11" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
  <w:LsdException Locked="false" Priority="22" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
  <w:LsdException Locked="false" Priority="20" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
  <w:LsdException Locked="false" Priority="59" SemiHidden="false"
   UnhideWhenUsed="false" Name="Table Grid"/>
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
  <w:LsdException Locked="false" Priority="1" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 1"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
  <w:LsdException Locked="false" Priority="34" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
  <w:LsdException Locked="false" Priority="29" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
  <w:LsdException Locked="false" Priority="30" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 1"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 2"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 2"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 3"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 3"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 4"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 4"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 5"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 5"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 6"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 6"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
  <w:LsdException Locked="false" Priority="19" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
  <w:LsdException Locked="false" Priority="21" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
  <w:LsdException Locked="false" Priority="31" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
  <w:LsdException Locked="false" Priority="32" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
  <w:LsdException Locked="false" Priority="33" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
  <w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
  <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
 </w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-qformat:yes;
	mso-style-parent:"";
	mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
	mso-para-margin:0cm;
	mso-para-margin-bottom:.0001pt;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:"Calibri","sans-serif";
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:"Times New Roman";
	mso-fareast-theme-font:minor-fareast;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:"Times New Roman";
	mso-bidi-theme-font:minor-bidi;}
</style>
<![endif]-->

<p class="MsoNormal"><!--[if gte mso 9]><xml>
 <w:WordDocument>
  <w:View>Normal</w:View>
  <w:Zoom>0</w:Zoom>
  <w:TrackMoves/>
  <w:TrackFormatting/>
  <w:DoNotShowRevisions/>
  <w:DoNotPrintRevisions/>
  <w:DoNotShowComments/>
  <w:DoNotShowInsertionsAndDeletions/>
  <w:DoNotShowPropertyChanges/>
  <w:PunctuationKerning/>
  <w:ValidateAgainstSchemas/>
  <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
  <w:IgnoreMixedContent>false</w:IgnoreMixedContent>
  <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
  <w:DoNotPromoteQF/>
  <w:LidThemeOther>EN-GB</w:LidThemeOther>
  <w:LidThemeAsian>X-NONE</w:LidThemeAsian>
  <w:LidThemeComplexScript>X-NONE</w:LidThemeComplexScript>
  <w:Compatibility>
   <w:BreakWrappedTables/>
   <w:SnapToGridInCell/>
   <w:WrapTextWithPunct/>
   <w:UseAsianBreakRules/>
   <w:DontGrowAutofit/>
   <w:SplitPgBreakAndParaMark/>
   <w:DontVertAlignCellWithSp/>
   <w:DontBreakConstrainedForcedTables/>
   <w:DontVertAlignInTxbx/>
   <w:Word11KerningPairs/>
   <w:CachedColBalance/>
  </w:Compatibility>
  <m:mathPr>
   <m:mathFont m:val="Cambria Math"/>
   <m:brkBin m:val="before"/>
   <m:brkBinSub m:val="--"/>
   <m:smallFrac m:val="off"/>
   <m:dispDef/>
   <m:lMargin m:val="0"/>
   <m:rMargin m:val="0"/>
   <m:defJc m:val="centerGroup"/>
   <m:wrapIndent m:val="1440"/>
   <m:intLim m:val="subSup"/>
   <m:naryLim m:val="undOvr"/>
  </m:mathPr></w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
 <w:LatentStyles DefLockedState="false" DefUnhideWhenUsed="true"
  DefSemiHidden="true" DefQFormat="false" DefPriority="99"
  LatentStyleCount="267">
  <w:LsdException Locked="false" Priority="0" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Normal"/>
  <w:LsdException Locked="false" Priority="9" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="heading 1"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 2"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 3"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 4"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 5"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 6"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 7"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 8"/>
  <w:LsdException Locked="false" Priority="9" QFormat="true" Name="heading 9"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 1"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 2"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 3"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 4"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 5"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 6"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 7"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 8"/>
  <w:LsdException Locked="false" Priority="39" Name="toc 9"/>
  <w:LsdException Locked="false" Priority="35" QFormat="true" Name="caption"/>
  <w:LsdException Locked="false" Priority="10" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Title"/>
  <w:LsdException Locked="false" Priority="1" Name="Default Paragraph Font"/>
  <w:LsdException Locked="false" Priority="11" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtitle"/>
  <w:LsdException Locked="false" Priority="22" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Strong"/>
  <w:LsdException Locked="false" Priority="20" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Emphasis"/>
  <w:LsdException Locked="false" Priority="59" SemiHidden="false"
   UnhideWhenUsed="false" Name="Table Grid"/>
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Placeholder Text"/>
  <w:LsdException Locked="false" Priority="1" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="No Spacing"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 1"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 1"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 1"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 1"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 1"/>
  <w:LsdException Locked="false" UnhideWhenUsed="false" Name="Revision"/>
  <w:LsdException Locked="false" Priority="34" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="List Paragraph"/>
  <w:LsdException Locked="false" Priority="29" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Quote"/>
  <w:LsdException Locked="false" Priority="30" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Quote"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 1"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 1"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 1"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 1"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 1"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 1"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 1"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 2"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 2"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 2"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 2"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 2"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 2"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 2"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 2"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 2"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 2"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 3"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 3"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 3"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 3"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 3"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 3"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 3"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 3"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 3"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 3"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 4"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 4"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 4"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 4"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 4"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 4"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 4"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 4"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 4"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 4"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 5"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 5"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 5"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 5"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 5"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 5"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 5"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 5"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 5"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 5"/>
  <w:LsdException Locked="false" Priority="60" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Shading Accent 6"/>
  <w:LsdException Locked="false" Priority="61" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light List Accent 6"/>
  <w:LsdException Locked="false" Priority="62" SemiHidden="false"
   UnhideWhenUsed="false" Name="Light Grid Accent 6"/>
  <w:LsdException Locked="false" Priority="63" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="64" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Shading 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="65" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="66" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium List 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="67" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 1 Accent 6"/>
  <w:LsdException Locked="false" Priority="68" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 2 Accent 6"/>
  <w:LsdException Locked="false" Priority="69" SemiHidden="false"
   UnhideWhenUsed="false" Name="Medium Grid 3 Accent 6"/>
  <w:LsdException Locked="false" Priority="70" SemiHidden="false"
   UnhideWhenUsed="false" Name="Dark List Accent 6"/>
  <w:LsdException Locked="false" Priority="71" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Shading Accent 6"/>
  <w:LsdException Locked="false" Priority="72" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful List Accent 6"/>
  <w:LsdException Locked="false" Priority="73" SemiHidden="false"
   UnhideWhenUsed="false" Name="Colorful Grid Accent 6"/>
  <w:LsdException Locked="false" Priority="19" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Emphasis"/>
  <w:LsdException Locked="false" Priority="21" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Emphasis"/>
  <w:LsdException Locked="false" Priority="31" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Subtle Reference"/>
  <w:LsdException Locked="false" Priority="32" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Intense Reference"/>
  <w:LsdException Locked="false" Priority="33" SemiHidden="false"
   UnhideWhenUsed="false" QFormat="true" Name="Book Title"/>
  <w:LsdException Locked="false" Priority="37" Name="Bibliography"/>
  <w:LsdException Locked="false" Priority="39" QFormat="true" Name="TOC Heading"/>
 </w:LatentStyles>
</xml><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-tstyle-rowband-size:0;
	mso-tstyle-colband-size:0;
	mso-style-noshow:yes;
	mso-style-priority:99;
	mso-style-qformat:yes;
	mso-style-parent:"";
	mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
	mso-para-margin:0cm;
	mso-para-margin-bottom:.0001pt;
	mso-pagination:widow-orphan;
	font-size:11.0pt;
	font-family:"Calibri","sans-serif";
	mso-ascii-font-family:Calibri;
	mso-ascii-theme-font:minor-latin;
	mso-fareast-font-family:"Times New Roman";
	mso-fareast-theme-font:minor-fareast;
	mso-hansi-font-family:Calibri;
	mso-hansi-theme-font:minor-latin;
	mso-bidi-font-family:"Times New Roman";
	mso-bidi-theme-font:minor-bidi;}
</style>
<![endif]-->

</p><p class="MsoNormal"><span lang="EN-US">A new training centre, self-policing
software and a confidence index will increase the accountability of Turkish
co-operatives and renew their contribution towards government housing
objectives, delegates heard at the ICA Housing symposium in Turkey.</span></p>



<p class="MsoNormal"><span lang="EN-US">The International Co-operative Alliance
Housing and </span><span style="mso-ansi-language:EN-GB">T&#252;rkkent</span><span lang="EN-US">, the Central Union of Turkish Urban Co-operatives, jointly ran the
Istanbul-based event on 29 June.</span></p>



<p class="MsoNormal"><span lang="EN-US">More than 50 of the world&#8217;s leading
co-operative experts from 11 countries heard an inspirational keynote speech by
Professor Wulf Daseking, head of <img style="width: 180px; height: 125px;" title="Professor Wulf Daseking - Head of Urban Planning Freiburg" alt="Professor Wulf Daseking - Head of Urban Planning Freiburg" src="http://www.ica.coop/al-housing/content_images/Istanbull%20Wulf%20Dasekingedited-web.jpg" align="Baseline" border="0"/>urban planning at the City of Freiburg in
Germany. He outlined the principles that co-operating partners should follow to
build well-planned cities like his, which he said was &#8220;like living in heaven&#8221;
without needing lots of money, only new ideas and a long-term vision. </span></p>

<p class="MsoNormal"><span style="mso-ansi-language:EN-GB">T&#252;rkkent</span><span lang="EN-US"> is keen to reconnect with government partners after eight years in
which the AKP Government &#8211; now entering its third consecutive term &#8211; has not
engaged the potential of housing co-operatives to help meet Turkey&#8217;s pressing
need for social housing.</span></p>



<p class="MsoNormal"><span lang="EN-US">After overseeing co-operative built homes
for 15 years &#8211; including thousands to rebuild the city after the 1999 Marmara
earthquake &#8211; the role of Turkey&#8217;s leading co-operative housing organisation<span class="msoDel"><del cite="mailto:%20David%20Rodgers" datetime="2011-07-08T17:51"></del></span>,
</span><span style="mso-ansi-language:EN-GB">T&#252;rkkent</span> <span lang="EN-US"><span class="msoDel"><del cite="mailto:%20David%20Rodgers" datetime="2011-07-08T17:51"></del></span>as housing developer<span class="msoDel"><del cite="mailto:%20David%20Rodgers" datetime="2011-07-08T17:51"></del></span>,
was supplanted by the Government&#8217;s homebuilding agency, </span><span style="mso-ansi-language:TR;mso-bidi-font-weight:bold" lang="TR">TOKİ</span><span lang="EN-US">.</span></p>



<p class="MsoNormal"><span lang="EN-US">&#8220;They are always using these words [issues
of trust and governance] against us,&#8221; said Mehmet Aksoy, president of </span><span style="mso-ansi-language:EN-GB">T&#252;rkkent</span><span lang="EN-US"> in an
impassioned speech. <img style="width: 165px; height: 151px;" title="Mehmet Aksoy - Turkkent President" alt="" src="http://www.ica.coop/al-housing/content_images/Mehmet%20Aksoy%20edited%20web.jpg" align="Baseline" border="0"/>&#8220;There are some really good examples, so why don&#8217;t they
talk about those? Is this a reason for having a monopoly over the housing
sector?&#8221; He called for an end to negativity and said: &#8220;If we work in solidarity
there is nothing we cannot overcome." Mr Aksoy also stressed the capability of </span><span lang="EN-US">T&#252;rkkent to lead urban regeneration and build homes for poorer families and the need for the co-operative sector and central and local government to work together to use this capability. <br/></span></p><p class="MsoNormal"><span lang="EN-US">ICA Housing president David Rodgers said
building trust between the government and co-operatives is a &#8220;two-way street&#8221;
requiring open dialogue and a willingness to understand each other&#8217;s
perspective.</span></p>



<p class="MsoNormal" style="tab-stops:115.2pt"><span lang="EN-US">Earlier at the
symposium, </span><span style="mso-ansi-language:EN-GB;mso-bidi-font-weight:
bold">&Ouml;nder</span><span style="mso-bidi-font-weight:bold"> </span><span style="mso-ansi-language:EN-GB;mso-bidi-font-weight:bold">Kıra&ccedil;</span><span lang="EN-US">, undersecretary at the Ministry of Public Works and Settlement,
which oversees co-operatives in Turkey, announced two &#8220;self-policing mechanisms <span class="msoIns"><ins cite="mailto:%20" datetime="2011-07-11T11:18"><span style="text-decoration: underline;"></span></ins></span>&#8220;to
improve the governance of co-operatives and provide them with increased
transparency.<img style="width: 105px; height: 159px;" title="&Ouml;nder Kıra&ccedil; - Ministry of Public Works and Settelement" alt="" src="http://www.ica.coop/al-housing/content_images/%C3%96nder%20K%C4%B1ra%C3%A7%20edited-web.jpg" align="Baseline" border="0"/> He said new software will help to raise awareness within
co-operatives and a ranking-based confidence index would help to reclaim lost
trust. </span></p>



<p class="MsoNormal" style="tab-stops:115.2pt"><span lang="EN-US">&#8220;The audit of
co-operatives should be more effective, externally under their umbrella bodies
when they are ready and internally within the co-operative,&#8221; he said. &#8220;We have
developed software to raise awareness within co-operatives to enable members to
see if their money has been well spent, or not, by the executives.&#8221;</span></p>



<p class="MsoNormal"><span lang="EN-US">Co-operative members will be able to check
the confidence index to find their organisation&#8217;s ranking and use the
information to ask questions of its executives.</span></p>



<p class="MsoNormal"><span lang="EN-US">Meanwhile, Muammer Niksarli, president of
National Co-operative Union of Turkey, announced a new training centre to boost
the professionalism of co-operatives in Turkey. He said all co-operators would
be able to take the training to work towards a certificate that will allow them
to become a co-operative member.</span></p>



<p class="MsoNormal"><span lang="EN-US">Separately, </span><span style="mso-ansi-language:FR;mso-bidi-font-weight:bold;mso-bidi-font-style:italic" lang="FR">V&iacute;t
Van&iacute;ček</span><span lang="EN-US">, president of CECODHAS &#8211; the European Federation
of Social, Co-operatives and Public Housing, outlined a plan to bid for €180bn
from the European Union Development Fund to increase the energy efficiency in
18 million homes across Europe.</span></p><p class="MsoNormal"><span lang="EN-US">The presentations from the conference are available<a target="_blank" href="http://www.ica.coop/al-housing/articles/259/1/ICA-Housing-Board-meeting-and-Symposium-2011---Istanbul-Co-operative-and-Community-led-Regeneration-Partnerships/Page1.html"> here</a><br/></span></p>

]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Mon, 11 Jul 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing would like to welcome National Co-operative Housing Union of Kenya as a new member of the ICA]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[<img title="" alt="" src="http://www.ica.coop/al-housing/content_images/nachu_board_and_staff_members.jpg" align="Baseline" border="0" height="99" width="133"/><!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-style-parent:"";
	font-size:11.0pt;
	font-family:"Arial","sans-serif";}
</style>
<![endif]-->

<p><span>The
National Co-operative Housing Union (NACHU) joined the ICA on 15 February
2010.&nbsp; It is the national co-operative organisation for all housing
co-operatives in Kenya. Its aim is to contribute to the improved shelter and
quality of life for modest and low-income communities through access to
capacity development, technical services and financial solutions. It
facilitates access to decent and affordable shelter and provides technical
services. </span></p>



<p><span>NACHU
represented approximately 110,000 individual members (2008) and it reported 160
member societies in 2010. More information&nbsp;at <a href="http://www.nachu.or.ke/"><span>www.nachu.or.ke</span></a></span></p><p>For more information <a target="_blank" href="http://www.ica.coop/al-housing/attachments/National%20Association%20of%20Co-operative%20Housing%20Union%20%28NACHU%29.pdf">click here</a><br/></p><p><span><a href="http://www.nachu.or.ke/"><span><br/></span></a>
</span></p>

]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Tue, 19 Apr 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing Board meeting and Symposium 2011 - Istanbul:  Co-operative and Community-led Regeneration Partnerships]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[<!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
	{mso-style-name:"Table Normal";
	mso-style-parent:"";
	font-size:11.0pt;
	font-family:"Calibri","sans-serif";
	mso-fareast-font-family:"Times New Roman";
	mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]-->

<p><img title="" alt="" src="http://www.ica.coop/al-housing/content_images/Istanbul%20Housing%20Symposium%20-%20front%20cover%20final%20eng.jpg" align="Baseline" border="0" height="336" width="211"/><span><img title="" alt="" src="http://www.ica.coop/al-housing/content_images/Istanbul%20Housing%20Symposium%20-%20front%20cover%20final%20eng.jpg" align="Baseline" border="0" height="0" width="0"/><br/></span></p><p><span style="font-size: 14pt;">ICA-KONUT TÜRKKENT İSTANBUL SEMPOZYUMU, 28-29 HAZİRAN 2011 </span></p><p><span>T&#252;rkkent, the Central Co-operative Housing Union of Turkey, and ICA
Housing, the global Housing Sector Organisation of the International
Co-operative Alliance have joined forces to offer you an inspiring and
informative Symposium which will explore how national, regional and local
governments can work constructively with the communities they serve to
regenerate urban communities in partnership with co-operatives and community
based organisations. <br/></span></p>

<p><b><span>Dr Wulf Daseking</span></b><span> from Germany is the opening
keynote speaker at the day long symposium on 29 June 2011.As Freiburg&#8217;s Director of Planning, he has
agreed to share his master plan of the city&#8217;s partnership with its people - and
its successes -with fellow housing experts in Istanbul. London&#8217;s Academy of
Urbanism honoured Dr Daseking&#8217;s work last year in declaring Freiburg European
City of the Year. Our keynote speaker for the end of the day is <b>Professor Rulf Keles</b>, from the Faculty
of Political Sciences at the University of Ankara.&nbsp; He will talk about how
the housing co-operatives can contribute to create sustainable, participatory,
democratic and affordable housing projects in partnership with governments. <br/></span></p>

<p><span>Joining
Dr Daseking at the podium will be several academics from Turkey and abroad who
will present ideas and case studies. The meeting is expected to attract housing
co-operators and housing experts from around the world. <br/></span></p>

<p><span>The
symposium organisers, TURKKENT and ICA Housing, have also arranged a field trip
to</span><b><span>Y</span></b><b><span>eşilkent</span></b><b><span> (Greencity) Co-operative Housing Project</span></b><span> on the day prior to
talks beginning. <br/></span></p>

<p><span>To
find out more and book a place on the Symposium and site visit please <a target="_blank" href="http://www.ica.coop/al-housing/attachments/Istanbul%20Housing%20Symposium%20-%20booking%20brochure%20final%20eng%20online.pdf">click
here</a> to download the programme.If you
require accommodation please <a href="http://www.ica.coop/al-housing/attachments/Turkkent%2027-30%20June%202011%20-%20Novotel%20Istanbul%20final%20eng%20online.pdf">click here</a> for more information. <br/></span></p><p><span>Sempozyum <a href="http://www.turkkent.coop/v2/images/sempozyum2011/ICA_Istanbul_tr_son.pdf" target="_blank"><span>Broş&#252;r&#252; i&ccedil;in tıklayınız.</span></a><br/>
Sempozyum <a href="http://www.turkkent.coop/v2/images/sempozyum2011/sempozyum_katilim.pdf" target="_blank"><span>Katılım Bilgileri i&ccedil;in tıklayınız.</span></a><br/>
Sempozyum <a href="http://www.turkkent.coop/v2/images/sempozyum2011/sempozyum_form.pdf" target="_blank"><span>Katılım Formu i&ccedil;in tıklayınız.</span></a></span></p>



<p><span>ICA Housing and T&#252;rkkent look forward to welcoming you to this symposium.</span></p>

]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Wed, 06 Apr 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing Board meeting June 2011 - Istanbul]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[<img title="" alt="" src="http://www.ica.coop/al-housing/content_images/istanbul.jpg" align="Baseline" border="0" height="313" width="500"/><br/>The next meeting of the ICA Housing Board will take place on Monday June
 27 2011 in Istanbul.&nbsp; <br/><br/>This will be followed by&nbsp;visits to local housing 
co-operatives&nbsp;on the 28th and a Symposium on 29th June.&nbsp; The theme for 
the Symposium will be 'Successful Community Led Regeneration Projects' 
and a visit to local housing co-operatives.<br/><br/>The programme is as follows:<br/>

<h3><b><span>Monday June 27
2011 &#8211; ICA Housing Board of Directors Meeting</span></b></h3>



<ul><li><span><span></span></span><span>From 10:00am to 16:30pm</span></li><li><span><span></span></span><span>ICA Housing Board of
Directors Dinner</span></li></ul>





<h3><b><span>Tuesday June 28
2011 &#8211; Round Table</span></b></h3>



<p><span><span></span></span><span>Round Table &#8211; from 2pm to 5pm</span></p>

<p><u><span>Theme:</span></u><span style="font-weight: bold;"> Establishing constructive mutually
beneficial relationships between the co-operative housing movement and national/regional/local
governments.</span></p>

<p><u style="font-weight: bold;"><span>Participants:</span></u><span> ICA Housing Board
Members and Turkish officials</span></p>



<p><span><span></span></span><span></span></p><br/>]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Tue, 25 Jan 2011 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				

					<item>
					  <title><![CDATA[ICA Housing board meeting - 6 October 2010]]></title>
					  <link>http://www.ica.coop/al-housing</link>
					  <description><![CDATA[<!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-style-parent:"";
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]-->

<p style="font-weight: bold;" class="MsoNormal"><span style="font-size: 14pt;"><span style="font-size: 10pt;"><span style="font-size: 12pt;"><span style="font-size: 10pt;">France &#8211; Habicoop, a French association developing a new
form of housing co-operative</span></span></span></span></p>

<p>Representatives of Habicoop gave a presentation of their
organization and their work to the ICA Housing Board&#8217;s London meeting.They are developing a new form of housing
co-operative, &#8220;les coop&eacute;ratives d&#8217;habitants&#8221;, different than the current HLM
housing co-operatives found in France.A
pilot project is currently being developed: the &#8220;Village Vertical&#8221; in
Villeurbanne. </p>

<p><a href="http://www.ica.coop/al-housing/attachments/Habicoop%20-%20presentation%20London%20-%20October%202010.pdf">Click here</a> to download their presentation.</p>

<p style="font-weight: bold;" class="MsoNormal"><span style="font-size: 14pt;"><span style="font-size: 10pt;"><span style="font-size: 12pt;"><span style="font-size: 10pt;">Pakistan &#8211; The Karachi Co-operative Housing Societies Union</span></span></span></span></p>

<p>The managing director of the Karachi Co-operative Housing
Societies Union and ICA Housing Board member, Mr. Muhammad Sharif Bhaiji, made
a presentation of the Union&#8217;s work and structure.The Union is a major player in the province
of Sindh building houses, schools, public and commercial amenities.Mr. Bhaiji also gave the Board an overview of
the disastrous flood that devastated part of Pakistan in July 2010. </p>

<p>Mr. Bhaiji&#8217;s presentation is available <a href="http://www.ica.coop/al-housing/attachments/HOUSING%20COOPERATIVES%20IN%20PAKISTAN%20%28LONDON%29.pdf">here</a>.</p>

<!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-style-parent:"";
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]--><!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><!--[if gte mso 9]><xml>
 
  Normal
  0
  false
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-style-parent:"";
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-style-parent:"";
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]--><!--[if gte mso 9]><xml>
 
  Normal
  0
  
  
  
  
  
  
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-style-parent:"";
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]--><!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><!--[if gte mso 9]><xml>
 
  Normal
  0
  false
  
  
  
  false
  false
  false
  
  EN-GB
  X-NONE
  X-NONE
  
   
   
   
   
   
   
   
   
   
   
   
  
  MicrosoftInternetExplorer4
  
   
   
   
   
   
   
   
   
   
   
   
  
</xml><![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 10]>
<style>
 /* Style Definitions */
 table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-style-parent:"";
font-size:11.0pt;
font-family:"Calibri","sans-serif";
mso-fareast-font-family:"Times New Roman";
mso-bidi-font-family:"Times New Roman";}
</style>
<![endif]--><!--[if gte mso 9]><![endif]--><!--[if gte mso 9]><![endif]-->]]></description>
					  <author>no@spam.com (Jane Cameron)</author>
					  <pubDate>Mon, 20 Dec 2010 00:00:00 UTC</pubDate>
					  <guid isPermaLink="true">http://www.ica.coop/al-housing</guid>
					</item>

				
				  </channel>
				</rss>
			
